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Ally: Bank, Auto & Invest

Ally: Bank, Auto & Invest

4.45
|
V26.11.0
|
1M+

App Information

Category Finance
Developer Ally Financial
Version 26.11.0
Content Rating Everyone
Price Free
Min Android 10

Description

It pays to be an Ally fan. With Loyally, you could earn cash rewards, refer friends and access app-exclusive perks and experiences.

Making your financial life simple and secure has always been our thing. Easily manage your bank, invest and auto accounts on the go — all in one app.

Ally Auto
· Make one-time vehicle payments or use Auto Pay to schedule future payments
· Manage multiple vehicles from your Snapshot
· Stay on top of your financial health with free FICO® Score updates

Ally Bank
· Save more with smart savings tools: buckets and boosters
· Our Spending Account is a checking account packed with money management tools
· Add cash to your Spending Account at any Walmart near you
· Get paid up to two days sooner with early direct deposit
· Avoid monthly maintenance fees and hidden fees
· Your deposits are insured by the FDIC up to the maximum allowed by law

Ally Invest
· With Robo Portfolio, choose one strategy, then select cash enhanced for no advisory fee, or invest more money in the market with a fee-based, market-focused portfolio
· For the more hands-on investor, trade commission free on eligible U.S. stocks and funds with Self-Directed Trading
· With Personal Advice, start with a $100,000 minimum in assets under care and receive guidance from an advisor for all your assets — even ones we don’t manage

We’re serious about security
· We never store personal or account information on your phone
· Our security codes provide extra protection when you log in from a computer or device we don’t recognize
· Our online and mobile security guarantee protects you against fraudulent transactions

You should know
· The Ally app is free — your mobile carrier’s message and data rates may apply
· FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries
· Deposit products are offered by Ally Bank, Member FDIC
· Savings buckets and boosters are features of the Ally Bank Savings Account. Spending buckets are a feature of the Ally Bank Spending Account
· Early direct deposit, a feature of Ally Bank’s Spending Account, offers eligible direct deposits up to two days sooner
· Ally Bank Spending Accounts include access to an add cash feature utilizing VanillaDirect Pay provided by InComm Financial Services California, Inc. and by InComm Financial Services, Inc. (NMLS# 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply.
· Securities products and services offered through Ally Invest Securities LLC, member finra.org/#/ / sipc.org. For background on Ally Invest Securities go to brokercheck.finra.org/firm/summary/136131. Advisory services offered through Ally Invest Advisors Inc., a registered investment adviser. Ally Bank, Ally Invest Advisors, and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc. ally.com/invest/disclosures/. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE
· Ally Invest doesn't charge commissions for stocks and ETFs priced $2 and higher. Stocks priced less than $2 are charged a base commission up to $4.95 plus 1 cent per share on the entire order. See ally.com/invest/commissions-and-fees/ for more information
· Get access to cash at 75,000+ no-fee Allpoint® and MoneyPass® ATMs nationwide with reimbursement of other ATM fees nationwide, up to $10 per statement cycle.

User Reviews

4.45
39K+ Reviews
5
78%
4
8%
3
4%
2
3%
1
8%
Coty Nolen
Jul 9, 2026

horrible bank. card randomly freezes, have to talk to AI when you call, takes an hour to get anything solved over the phone, card doesn't work for some transaction types, it's literally not a real bank

Valerie Miller
Jul 9, 2026

easy to navigate.

Elijah Kariuki
Jul 9, 2026

No hassle, early deposit, no atm fees, quick customer service, banking done easy.

Jason Walters
Jul 9, 2026

I do not recommend using this company and beware that their auto payment system does not deduct if you change it on a proper date. I changed my auto payment to the 15th of every month and they still deduct it on the 8th of every month. when I called customer service over this they kept telling me that they will still continue to deduct the money on the 8th of every month but it will not be processed on there and until the 15th. what kind of business practice is that?

Kerrie Hilgefort
Jul 9, 2026

I now hate the app...or shall I say add. I had to find deposit hidden in hamburger menu after a bunch of utter nonsense filled the entire main page. I came to bank not to play games with buckets, teach my children to save...blah. Grrr.

Elaine
Jul 8, 2026

app doesn't work half the time

Mary Ann Dunn
Jul 8, 2026

simple and easy to use!

King Gee
Jul 8, 2026

poor service quality, the no overdraft function doesn't stop transactions it digs into your savings and pays. The card doesn't have a lock card function like "CHIME" that you can readily use daily to keep cash safe from card scammers and more.

Mike H
Jul 8, 2026

it works

Jami Fowler
Jul 8, 2026

it's okay. for a purely online bank, I would expect the app to be more advanced and functional. it's glitchy and throws error messages instead of just logging out.