App Information
| Category | Finance |
| Developer | Exto Inc. |
| Version | N/A |
| Content Rating | Everyone |
| Price | Free |
| Min Android | 7.1 |
Description
EASY AND ACCESSIBLE
4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.
GROWS WITH YOU
Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.
SAVES YOU MONEY
Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.
BUILDS YOUR CREDIT
You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot.
Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion.
SAFE AND SECURE
Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.
NO HIDDEN FEES
Simple pricing: only $8.99 every 4 weeks, or $89/year in the annual plan.
No other hidden, or surprise fees.
—
Atlas is a financial technology company and state licensed lender, not a bank. Banking services provided by Academy Bank, N.A., Member FDIC. The Atlas Mastercard is issued by our bank partners Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated.
Membership fee, new member program and bonus terms apply, see atlasfin.com/policies for details. For consolidated bonus and reward terms, see atlasfin.com/policies/rewards. The Atlas Card is optional, with an Interest Rate of 0% APR. Credit and Spend Power offered will vary over time. Average 50 point increase in credit score based on 2024 data. Improvement in your credit score is based on your specific situation and financial behavior. Loan services offered through Exto Inc., NMLS ID # 2526784 | Read licenses at https://www.atlasfin.com/atlas-licenses. Services may not be available in all states.
Atlas, 300 Coventry Rd, Kensington, CA 94707.
User Reviews
I like how Atlas makes you feel out the gate they really know how to make you feel special with the metal card I love to use it a lot I like the freedom and people who have bad credit they really try and boost your credit with just a little idiosyncrasies in the app or if you're trying to build your credit or even if you have good credit this is something you can still utilize to maintain your score
I really love this app I recommend this app to everyone
so far so good with doing business with the folks, im looking forward to a nice partnership in the future :)
its a good bank ez to use and has reall helped me fix my credit and get m life back on track
Overall great experience so far. great credit building too that's not overly commital or complicated.
so far so good
You can never speak to anyone, smart pay tries to take money even though there is none in the account and causes you a NSF fee from your bank, and it just two different payments and you can cancel them. And you can't cancel your membership before a payment has been initiated. This is a scam. Do not increase your spending power!
Very misleading. They promise a 1000 sign up bonus but when you sign up you have to do several tasks for a chance to win 1000. I repeat only a chance to win.
the features to link your employer does not work.
atlas has been a game changer for me. I am actually glad that I signed up with atlas
