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Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

4.52
|
V1.17.64
|
1M+
Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot Four | Buy Now, Pay Later screenshot

App Information

Category Shopping
Developer Four Technologies, Inc
Version 1.17.64
Content Rating Everyone
Price Free
Min Android 6.0
Updated Apr 25, 2026

Description

FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.

WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.

HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. TAP “PAY WITH FOUR” at the bottom of your screen when you’re ready to check out.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.

WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
• Works with top online retailers for a seamless checkout

DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.

Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.

By using the Four app, you agree to Four’s User Agreement and Privacy Policy.

https://www.paywithfour.com/legal/user-agreement

https://www.paywithfour.com/legal/privacy-policy

User Reviews

4.52
12K+ Reviews
5
83%
4
5%
3
2%
2
1%
1
9%
Tea Bellamy
Apr 29, 2026

very misleading. if the amount giving is my spending limit why is it saying a lower number then what the limit is. Thats so stupid. i understand that. with after pay and klarna your spend pay IS your limit. thats ridiculous. yall need to change that cause that was an inconvenience. update: i did more looking and this app is not it at all. misleading not clear on much,some sites dont work,it gives you 2 different limits. This is a mess. at this point will be deleting the app and my account. trash

Barbara Banda
Apr 28, 2026

love Four. Thank you.

Teresa M
Apr 28, 2026

I love this app its an easy approval of what you want and are made with ease

Prophet Yeroc
Apr 28, 2026

No support. Approved for $60 even thought my "spending power" is $200. First purchase. Paid on time, decided to use it a few months later.... was approved for less, $40, minimum spend is $35. Ok... I made the purchase, "OoPs", takes my money anyways, the checkout is still there, claims it didn't charge my card... the Four card. I'm tired of half assed companies like you.

Emily Montgomery
Apr 28, 2026

This app preys on the poor. They get your hopes up and as soon as you pay the minimum they add another 12 dollars. oh and don't bother asking for a refund. it's against their policy. oh and then every 3 weeks they are attempting to retract money from my to debit card..yes this was a nightmare

Cynthia Ray
Apr 27, 2026

so easy and convenient.

Nicole Randall
Apr 26, 2026

this is the best pay in 4 app out there!

Carol Morgan Brown
Apr 26, 2026

Great

David Bishop
Apr 25, 2026

4 is a great pay in 4 app . 5 of 5 stars. A+++++ worth a try. if ya haven't

Mommy
Apr 25, 2026

I was making payments and on time. one day i logged on and I had zero spending limit. everything paid, on time, used for a year... then boom zero credit. I am so heart broken. won't let me contacted chat bot for explanation. every number i Google I never get any answer. I pay the monthly subscription