Ditch: Pay Off Debt Faster

4.71

10K+

App Information

Category	Finance
Developer	Ditch Technologies, Inc
Version	N/A
Content Rating	Everyone
Price	Free
Min Android	8.0

Description

Ditch your debt with automated payoffs and smart planning tools—all in one powerful app.

Debt sucks, but paying it off doesn't have to. With Ditch, every purchase you make brings you closer to debt-free—no stress, no spreadsheets, no overthinking. Just effortless Payoffs that chip away at your debt while you live your life.

Ready to take control of your financial future with Ditch?

Here’s how Ditch makes debt-free living possible:
- Roundups to Debt: Send roundups from your purchases directly to your loans. Every spare cent counts! Add a boost to amplify your impact and watch as automated Payoffs chip away at your debt in the background.
- Smart Debt Tracking: See all your loans and progress in one place. Track balances and payments, and get personalized recommendations.
- AI Financial Assistant: Get tailored insights and answers about debt, spending, and budgeting whenever you need them.
- Debt-Friendly Budgeting: Learn where your money is going, and find easy ways to save and pay off debt faster.
- Interactive Learning: Level up your financial skills with bite-sized financial lessons designed to help you master money management.
- Secure & Private: Your data belongs to you, always. Delete anytime with no strings attached.

Why Ditch?
Debt doesn’t have to define you. Let Ditch turn small steps into big results, bringing your debt-free future closer with every transaction.

Popular Use Cases:
- Automate spare change to pay off student loans.
- Track and pay down credit card debt effortlessly.
- Plan for a debt-free life with easy budgeting and smart AI tools.
- Start your debt payoff journey today—download Ditch and take control of your finances.

Privacy & Terms
Your security matters. Access our privacy policy at https://ditch.io/privacypolicy and terms of service at https://ditch.io/termsofservice.
By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

You can find our privacy policy at: https://ditch.io/privacypolicy
And our terms of service at: https://ditch.io/termsofservice

User Reviews

4.71

318+ Reviews

81%

14%

Ashli Bartow

Jul 9, 2026

Helps me pay off my debt faster. The catch I have to pay for it to use it. No thank you. That just adds another bill to my debt.

エーフィレベッカ

Jul 8, 2026

fees for transferring plus monthly fees. if you're going to try to pay off your debt then use this app because you're just going to spend more money trying to get yourself out of debt

Cindy Longar

Jul 7, 2026

couldnt use the app, but giving 4 stars. the payments weren't compatible with my student loans which i didn'tknow when i downloaded and purchased the subscription. However, the customer service was fantastic, I was given a full refund and the service was fast and friendly. Definitely make sure the app works for your intended needs before buying. the good service makes me wish it had worked for me.

Alison M

Jul 5, 2026

Just started. Will update review as we go

tabitha long

Jun 26, 2026

I heard about Ditch from a spark driver on Facebook.

BOBBY LAWSON

May 8, 2026

This is easy to use and will crush your debt quick

Jessica Hogan

Apr 29, 2026

Useless app , None of my accounts can be linked to this app. Cant even finish set .

Joseph Perez

Sep 19, 2025

Stopped working, was told it my account has issues but no fix or timeline was given, just a generic answer. Closed my account and will look for another better operated service.

Judge Rushing

Aug 25, 2025

This app used to steal or withdraw money from my account without my permission and made some of my credit card accounts go into overdraft or over the credit limit. Sometimes the payment would come back as returned (unpaid). I will not use this app again. The representative reached out to me and said they did not take money out of my account without my permission when they did it anyways. Do not link your accounts, otherwise money will get stolen out of your account. No number to call either!!